October can be spooky with Halloween, so it's a great time to protect what matters most. As your local State Farm Insurance agent in Bingham Farms, we help individuals and families in Michigan with auto, home, renters and life insurance. Whether you’re reviewing existing coverage or exploring new options, our team is here to help you feel confident and protected.

From Auto and Home Insurance to Life and Business Insurance, our personalized plans give you the confidence to kickoff 2026 without worry. Take a moment this month to review your coverage and make sure you’re protected, because when the unexpected happens, it’s your State Farm Insurance team that stands by you.

Welcome to Michael Lantzy - State Farm Insurance, proudly serving all of Michigan, Ohio, Indiana, Wisconsin and Texas with two convenient locations in Royal Oak and Bingham Farms, MI. As a dedicated State Farm Agent since 2011 and a lifelong Michigan resident, I am committed to helping you with all your insurance needs.

Our Services:

• Auto Insurance Quotes

• Homeowners Quotes

• Renters Insurance

• Life Insurance

• Health Insurance

• Business Insurance

Motorcycle Insurance

We focus on providing personalized insurance to residents of Beverly Hills, Birmingham, Bloomfield Hills, and Oakland County. Our office focuses on need-based conversations to ensure you receive the coverage for your unique situation.

Why Choose Us?

• Serving State Farm customers since 2006

• Our team has over 50 years of insurance experience

• Two Convenient Locations to Serve You Better

• We pride ourselves on being an insurance name Oakland County can count on

• We would love to prepare and protect your family for what can go wrong, and help plan for what can go right

• Serving Michigan, Ohio, Indian, Wisconsin, Texas

• After-hours customer support available via app, online account, and phone

At Michael Lantzy - State Farm Insurance, we offer all our customers the opportunity to discuss their risks, goals, and how State Farm can help protect their families. Whether you're in Michigan, Indiana, Wisconsin, Texas or Ohio, we're here to assist you.

Contact us today for a State Farm quote and experience the difference of working with a dedicated State Farm agent near you.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Michael is here to help your Bingham Farms household feel covered.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Michael about your options in Bingham Farms.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Michael is proud to serve the Bingham Farms community.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Serving Bingham Farms and the surrounding area, Michael can help answer your questions.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. For personalized coverage in Bingham Farms, MI, reach out to Michael.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Have questions? Michael in Bingham Farms can walk you through your options.